Spray Foam Claims
Services
Services
for Problems Arising from SPF?
Financial Ombudsman Service. The Ombudsman would then launch an investigation and assess your case.
Vulnerable customers are more likely to have been convinced by unscrupulous spray foam insulation contractors that SPF is the best insulation around. If this should prove to be the case, the amount awarded could be substantially more. Moreover, the same SPF issues have affected many homeowners over recent years.
Depending on the seriousness of the distress and inconvenience caused, the Ombudsman could award upwards of £5,000
SPF Controversy and Concerns?
The Government’s Green Homes Grant may have compounded the problem. Homeowners could get up to £10,000 to improve the insulation in their properties.
The result? Unscrupulous contractors could sell spray foam insulation to homeowners because they claim it provides many benefits and savings. But the story is very different when you talk to lenders, surveyors and property values!
Moreover, homes are being devalued because of the insulation.
In truth, lenders deem that properties with this type of insulation are unmortgageable, leaving homeowners confused and, all too often, out of pocket.
Open cell is spongey to the touch and isn’t that good an insulator. However, the foam does absorb sound, and it does let water vapour pass through
This includes:
Severe condensation build-up in a roof space due to ventilation being blocked (even open cell SPF can cause issues but to a lesser extent)
Condensation can cause roof timbers to rot
Open-cell and closed-cell SPF conceal any roof defects that occur as a result of water penetration once installed. Again, this causes roof timbers to rot
In short, lenders ask that the cost of removing the spray foam or installing a new roof is factored into a home’s value. In a worst-case scenario, lenders won’t even entertain the idea of lending against a property with spray foam insulation.
They can remove the foam although it is worth noting that the work can be extremely labour intensive. That said, having the work carried out by professionals and replaced with another type of insulation is an option that solves your property’s spray foam insulation problems on many levels.
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