We receive instructions to bring complaints under s.75 of the Consumer Credit Act 1974. Basically if a consumer uses credit to pay for goods and it transpires those goods are not of satisfactory quality (Consumer Rights Act 2015) then a claim can be brought against the creditor as well as the supplier.
The credit provider, whether credit card or finance attached to the purchase, will be jointly and severably liable for the breach of contract or misrepresentation. The limit to this is that he value must be over £100 but below £30,000. This is applicable even if only the deposit was paid on credit.
Our team of experts will be able to guide you through any claim whether it be for Solar Panels, Air Source Heat Pumps or a car.